Voluntary Products
Group Long Term Care
Long Term Care Insurance provides coverage for the expenses associated with care required when an individual can no longer perform 2 of the 5 activities of daily living – such as feeding and bathing. Many employers now offer group plans that allow employees to purchase coverage for themselves and spouses at more affordable group rates.
The increasing number of citizens aged 65 and older makes long term care insurance an important tool to provide for needed care and preserve retirement assets.
When an employee is injured off the job or becomes sick they want to know they’ll still have income while recovering. That is where a Disability Plan comes in to protect an individual’s greatest asset – their ability to generate an income!
Short and Long Term Disability
Short-Term Disability is a type of insurance that pays a percentage of the employee’s salary for a specified amount of time while they are ill or injured and cannot perform the duties of their job.
Long-Term Disability is a type of insurance that pays a percentage of the employee’s salary for an extended period of time while they are ill or injured and cannot perform the duties of their job.
