Voluntary Products
Universal and Whole Life Insurance
There are a variety of alternate insurance products that are considered permanent life insurance policies. These policies generally feature level premiums that do not increase for as long as the premiums are paid and may also accumulate a cash value over time.
Management Care Administrators offers licensed life insurance specialists to analyze personal needs and compare the benefits of each type of policy.
Life Insurance options are a great way to enhance your benefits portfolio. Employees will be given peace of mind knowing if the unthinkable should happen, their loved ones are taken care of.
Term Life Insurance
Term Life insurance provides low cost coverage for a limited period of time, and is the basis of a sound financial plan. Once the coverage period expires, the insured can either drop the policy or pay annually increasing premiums to continue the coverage.
